We need to connect to your bank account to help us initially verify your identity and to transfer your on-demand pay to your account. 


As a responsible provider of on-demand pay, this step also means we can monitor for any potentially harmful use of on-demand pay and give guidance and tips where needed.  


We do this through Open Banking, which is a secure method for sharing financial data with regulated providers. It is only offered by your bank to regulated companies like our partner Credit Kudos who can be trusted with the security and privacy of your data. 


With Open Banking you consent to securely share your banking data as you would with a bank statement, but in an easier, safer and faster way. Using Open Banking does not impact your credit file and you can terminate Open Banking access at any time (although this would also stop you from accessing on-demand pay).